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Let Us Show You How You Can Own Your Own Home FA$T!

We are NOT realtors nor are we bankers or loan brokers who get paid to find you a loan.  We’re actually the owner of several beautiful homes which are available for Cash Purchase, Owner Finance, or Lease.  Since we own the homes, many times (depending on your circumstances) we are willing to finance all or part of the purchase ourselves.  All the normal rules concerning credit, debt ratio, proof of income and yes, even down payments are thrown out the window.  Since we own the homes, we can be very creative with the financing and structure it to fit your needs. 

So, here’s what it comes down to.  If you’re truly interested in buying a home of your own and stop throwing your money away on rent, I’ll give you several options after this message.  If we have a home you like and you have something we can work with, you can be in a home in a matter of a days.  Just be aware that if you have both very bad credit and no money - unfortunately we probably can’t help you.  On the other hand, if you have at least fair credit but little or no money – or if you have some money but have lost your credit, we can probably help you Owner Finance, or Lease a home NOW.  Please let us look at all the facts before you decide that you can’t qualify. 

Remember, we own the homes.  We can do whatever you and we agree to, to make it work.  You can't imagine how many folks are now in a home of their own because they let us work our magic.  Most thought they couldn’t qualify and could never Purchase a home.  They were wrong!  Keep reading to see some of our most frequently asked questions. 

You sure can!  You’ll be glad to learn that you actually can purchase a home with damaged credit.  In fact, it’s quite common.  To do so often requires a flexible seller who is willing to help finance part of your purchase price.  You see, there are a lot of lenders who specialize in financing homes for folks with credit problems.  To reduce their risk, they may simply reduce the amount they loan.  This means the buyer must have a big down payment or the seller must be willing to finance the difference on a second mortgage.  Getting you a loan is generally not a problem, however finding a flexible seller who doesn’t need all their cash immediately, may be more difficult.  Additionally, we offer credit repair assistance for all our home buyers that need it, reimbursing you 50% or more of the credit repair costs once qualified for your new mortgage.  Be sure and ask us for the details on how this great program works.

You may be surprised to learn how much of a home you can afford.  Generally accepted standards say that your new house payment added to all your other monthly payments, should not exceed about 40% of your gross (that’s before income tax) for you and your spouse.  Keep in mind, that does not include items like insurance, clothing, food, utilities, entertainment, etc.  You should add only those items with fixed payments such as cars, furniture, credit cards, mortgage, student loans, etc..  If an item doesn’t show on your credit report, it probably won’t count against you as a debt. 

If you feel you can't purchase a home, because you can't verify your income, think again.  Some of our happy customers felt the same way before contacting us, but they found himself in the home of their dreams within 30 days.  There are several little known ways to verify income and many loans available that don’t require it.  In fact income verification is one of the easiest problems to fix in the home buying process. 

It may surprise you to know we’ve helped other folks purchase a home of their dreams with little or no money down.  Conventional wisdom says it can’t be done but conventional wisdom is almost always wrong.  Frankly if you have no money and very bad credit, there’s nothing we can do for you.  However if your credit in a reasonably good, and you have provable income, we have several programs available for you now.  These programs are brand new and not widely known and are designed to help good folks buy a home with little or no money. 

If you’re looking to Purchase a home and feel that owner financing is your best option, you’ve come to the right place.  We have several homes available and since we own them, we are free to work out special financing arrangements to suit your needs.  We can provide owner financing for all or part of the purchase price, regardless of your credit, debt ratio, income verification, and other factors that prevent deserving folks from getting bank financing.  However, this will require a down payment to make it possible.

Simply put, the more downpayment you have to work with the better terms you'll recieve, the easier it'll be to get you in the home quickly, sometimes in just a couple of days.  If you have a good down payment, the best thing to do is contact us now or call us to discuss your needs.  To get a list of homes to tour, click here, and even if we don’t have one available that you like, we'll add your name to our VIP list and we'll find the one as soon as possible.

Don’t procrastinate because beautiful homes like these, which you can buy with owner financing are rare indeed.  If we didn’t own them, we couldn’t offer such easy terms and obviously the demand is bigger than the supply.  If you’re serious about owning your own home, your best option is to start now.  It costs nothing and there’s no obligation.  Just click here to look at the property we currently have for sale.

Remember, regardless of whatever kept you from buying a home in the past, don’t let it stop you now!  You’re talking to the owner direct, not a realtor.  We’re free to work it out between ourselves without banks dictating the rules.

So, if you have a downpayment and want a home of your own, click here.

The choices are simple:

The choice is yours and yours alone.  One more thing.  We keep a list of serious folks who are looking for a home on file at all times.  We notified these folks of new properties available first.  They get a shot at them before anyone else even knows about them.  Sometimes we do not even have a chance to advertise them on our web site.  So, even if you don’t like one of our current homes, make sure you click on the "Order Your Dream Home Here" button to help us get started helping you find the home of your dreams.  It costs nothing to explore your options.  Together, We Can Create Your Solution!  Call us NOW for your solution at 817-341-3575.